Total Savings = £836
Fixed spending was £80 less than budget, but this was because I only paid the minimum on Credit Card repayment rather than the budgeted usual £150. Due to previously discussed redundancy risk.
Variable spending was £1,167, which is £167 more than budget.
Although I'm disappointed to be over budget it was kept relatively low following a socially far busier than usual month.
Where was the overspend?
- £300+ on social. Including;
- £50 on curry with friends
- £75 on hotel for friends wedding
- £80 for dinner with friends
- £90 for day out go-karting and drinking for friends birthday
- Food shopping was £34 over.
Although over budget spend was still under income and so I was able to top up my savings by £336 - also in part due to a refund from my energy supplier.
Plan for December is to keep to the budget. However, this is a tough month due to the Christmas season.
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