Tuesday, 1 December 2015

#6 Oct '15 Summary

Summary
  • Total spend was £2,956 - £287 over budget
  • Net Income was £3,042

Positives
  • Fixed costs as expected – actually £30~ cheaper as Sky charged us too much last month.

Negatives
  • Credit Card spend (minus Sainsburys) £500 (£200 more than budgeted)
  • Debit Card variable spend £170 (£70 more than budgeted)
  • Sainsburys (food shopping) £644 (£44 more than budgeted)

Reasons
  • £72.50 spent on renewing my passport
  • £57.50 spent on hiring a van to go and purchase a 2nd hand sofa – which we then took back!!!
  • £40 on a betting opportunity which went wrong
  • £77 on wine order to last us for the next month or so
  • £100 on food and beer for a Halloween part

Reading back the van hire and betting opportunity was ridiculous. Time to start cutting that sort of spend out. Nearly £100 could have been paid off the Credit Card if it wasn’t for these!!







  

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