I have not written on this blog in several years. However, I have many things going around in my head, financially, and believe it will help to write them down. Using this as a journal almost.
Today, I will simply get down my list of topics.
1) PATH TO MORTGAGE FREE - My wife and I recently decided that we couldn't afford the additional borrowing that we had intended to use to finance an extension to our house. This has created a fantastic financial opportunity for us we realise.. we are both now in agreement that paying off the mortgage, by the time our youngest child goes to secondary school, would be just as amazing and something we are both getting behind.
I didn't expect my wife to be on board with this. I will now need to work out the financial aspect to this. Having so far only played with, very optimistic, numbers on a calculator.
2) COMPANY CAR? - We have the opportunity to take a 'benefit-in-kind' electric company car. Should we?
3) SAVE BETTER - Our savings are in a myriad of places... where should they be?
4) SPEND LESS - What 'fat' can we cut from our lifestyle spending?
5) SAVE BITS AND PIECES - What could I do to earn little bits and pieces extra?
6) MOTIVATION - Can writing a journal help me re-gain my discipline and motivation for my work, my health and my general well-being?
7) READING - I've been reading a lot. I think providing reflections, possibly in the way of a top 5 list would be a positive way for me to re-enforce my learnings and 'enjoy' the great books again.
Step 1 should be a review of where we are now.
Glad to be back. Hopefully it's not a flash in the pan.
Thanks
Brian
