Shorter update this month as with the car loan we've taken out - but not actually used - to purchase a car with the finances look a bit odd.
In short we again had a pretty poor month spending £486.32 more than we earnt. This was due to a few unexpected outgoings - our washing machine broke (£300), nursery costs (£100), failed trip to buy a car (£200).
The first half of the year is an expensive one for us with 4 family birthdays and a few other occasions so we're just going to have to try hard to keep the costs down.
Once the car is sorted and finances are static I'll be re-evaluating what I focus on each month, but likely I will simplify things to
In short we again had a pretty poor month spending £486.32 more than we earnt. This was due to a few unexpected outgoings - our washing machine broke (£300), nursery costs (£100), failed trip to buy a car (£200).
The first half of the year is an expensive one for us with 4 family birthdays and a few other occasions so we're just going to have to try hard to keep the costs down.
Once the car is sorted and finances are static I'll be re-evaluating what I focus on each month, but likely I will simplify things to
- how much did we save/overspend
- where does that put us on our trajectory to being able to afford a BTL property.
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