1) I will pay off all of the remaining £7k credit card loan from the wedding. Done.
2) I will put up a fence in our front driveway. Done.
3) I'm going to start investing for the future. Done.
4) rather contrary to 1 and 3, I will take my family on a holiday abroad in 2016. Done.
I started 2016 £25,202 in debt. I ended it only £7,628 in debt.
Current financial status:
Debt: £7,628
Wealth including Pension: £14,391
Wealth excluding Pension: £310
We have very little in rainy day savings. Very little invested for growth. And no will.
We are 90% of the way through a house move which will tie us to an expensive mortgage for the next 5 years.
Aims for 2017:
Financial:
I started 2016 £25,202 in debt. I ended it only £7,628 in debt.
Current financial status:
Debt: £7,628
Wealth including Pension: £14,391
Wealth excluding Pension: £310
We have very little in rainy day savings. Very little invested for growth. And no will.
We are 90% of the way through a house move which will tie us to an expensive mortgage for the next 5 years.
Aims for 2017:
Financial:
- Pay off the remaining £7,628 of debt.
- Increase wealth excluding Pension to £3000
- Overpay on the mortgage by £600. Equivalent to £50 per month.
To do:
- Get a will for the family.
- Complete one item from my bucket list
Physical:
- Get weight to below 14st
- Run 13.1k without stopping (half marathon distance)
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