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Apr '20
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In
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Gross Income
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$7,047.88
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Out
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Total Tax and NI
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$2,068.68
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Total Variable Spending
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$1,443.10
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Total Fixed Spending
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$1,794.59
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Total Short Debt Repayment
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$0.00
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Pre Fixed Savings
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Net Income pre Fixed Savings
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$1,741.51
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Savings Rate (%) pre Fixed
Savings
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25
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Post Fixed Savings
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Fixed Savings
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$1,305
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Net Monthly Cash
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$437
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Cash Savings Rate (%) Post
Fixed Savings
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6
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Well, due to Covid we are spending a fair bit less. In fact this month we had the lowest 'variable' spend since I began tracking in that format over 2 years ago.
Wealth Building
Equities + Cash, excludes money we put aside for holidays (once the world returns to normal) and so is my best indication of money we expect to have for some time. We're up to £15.3k which is £400 off of our best ever.. expecting to keep ploughing money into this to grow our wealth.
Equities - which is a split between Global Index tracker and my dividend based portfolio - increased to £5.8k. This is the most I have ever held in equities.
When including the holiday savings (£10.1k) and pension (£50.9k) we currently have wealth of £76.3k which is a) £5.9k higher than last month and b) the most we've ever had.
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